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Zakat is the third pillar of Islam — an annual due of 2.5% on the qualifying wealth a Muslim has held for one full lunar year (a ḥawl), provided that wealth is above the nisab threshold. It purifies what remains and is a right the poor hold over the wealth of those Allah has provided for.

1 · Your nisab

Nisab is the minimum wealth on which Zakat becomes due — the value of 87.48g of gold or 612.36g of silver. Many scholars advise the silver standard, as it is lower and so more people give and more of the poor benefit. Enter today's price per gram for your chosen metal.

Silver price per gram Fetching today's live rate…
£
Your nisab threshold £0.00

2 · Your zakatable assets

Everything you own that Zakat is due on. Leave anything that doesn't apply blank.

CashIn hand, bank accounts & savings
£
Gold & silverCurrent resale value of what you own
£
Money owed to youLoans you gave that you expect back
£
Business stockResale value of inventory & goods for sale
£
Shares & investmentsZakatable portion of stocks, funds, crypto
£
Pensions & otherAccessible pension pots & any other zakatable wealth
£

3 · Your deductions

Debts and bills that are due now can be subtracted from your zakatable wealth.

Debts & bills dueMoney you owe that is payable now
£
Total assets£0.00
Less debts−£0.00
Net zakatable wealth£0.00
Nisab threshold£0.00
Zakat due at 2.5%
£0.00
payable this year

Before you rely on this

  • One lunar year. Zakat is due on wealth you have held for a full Hijri year (ḥawl). If your wealth first crossed the nisab today, your Zakat falls due one lunar year from now.
  • Prices move. Gold and silver rates change daily — always enter today's live price per gram, not an old figure.
  • The nisab basis is a choice. Gold and silver give different thresholds; the silver standard is lower, so it captures more givers. Follow the position of the scholars you trust.
  • Some wealth is treated differently. Business assets, shares, agricultural produce, livestock, and mixed or long-term debts can carry their own rules — this tool covers the common case only.
  • Personal-use items are exempt. Your home, car, everyday clothing and household goods are not counted.

This calculator is a simplified guide to help you estimate — it is not a fatwa. For anything complex or uncertain, please consult a qualified scholar.

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